Grow Your Farm Land
We agree the blessing of the Ozarks is in the natural beauty, livestock, fields, and streams. Farming is a critical part of the regional economy, and our experienced lenders know what it takes to be ready for each season of your business. When it’s time to expand, reach out to us for your farmland and agriculture real estate loan options.Agriculture Real Estate Loan Features
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- Personalized service
- Quick, local decisions, often within 2 business days
- Competitive rates
- Flexible repayment terms
- Long term amortization
What property types qualify for an agriculture real estate loan?
Properties eligible for an agriculture real estate loan include those classified as improved property, with a focus on “farmland, ranchland, or timberland committed to ongoing management and agricultural production.”
If I wanted to start a farm, how much could i borrow?
Your loan amount is contingent upon the financial strength and credit background of each applicant. Ozark Bank evaluates each borrower’s financial situation individually to determine loan eligibility and capacity.
What documentation do I need to apply for an agriculture land loan?
Applicants are required to submit a Personal Financial Statement along with 3 years of personal income documentation (e.g. personal tax return, etc.). These documents are crucial for assessing the financial stability and loan repayment capacity of potential borrowers.
What credit score do I need to be eligible for an agriculture real estate loan?
Eligibility for an agriculture real estate loan is not determined solely based on credit score. Instead, we take a comprehensive approach to evaluate each borrower’s overall financial health.