a person writing a business check

Business Checking

Ozark Bank Business Checking Accounts

At Ozark Bank, your business is a key focus for our business bankers. Each member of the Ozark Bank team has developed special skills in listening to and understanding the needs of each of their unique business clients. Their ultimate goal is to help you find the perfect solution for any business situation - opening one of our “Totally FREE Business Checking Accounts,” setting up ACH origination, and even getting you started with a small business loan.

With the help of local decision-makers and lenders, we can help you reach your business goals at any of our four branch locations in Ozark and Nixa. And with our evolving Online Banking capabilities, you can rest assured that you’ll always have the latest information to manage your business accounts at the convenience of your fingertips.

Compare each of our business checking accounts using the links below or contact one of our business banking managers today for more information on how to get started.



Compare our Business Checking Account Options
Features Totally Free Business Checking Business Interest Checking Commercial Checking
No Minimum Balance
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No Monthly Service Charge
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Competitive Interest
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Free Online Banking and Bill Pay
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Free Debit Card
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Free Return of Check Images Green check mark Green check mark Green check mark

Additional Features
Features Totally Free Business Checking Business Interest Checking Commercial Checking
Higher Interest with a Balance of $1,500 or More green x mark Green check mark green x mark
Monthly Service Charge $0  $6 if minimum balance falls below $1,500 $15
Transactions Items 2,500 Free Per Month* 1,000 Free Per Month* $0.10 Per Item*
Coin and Currency Deposits $0 $0 $0.50 per $1,000
Credit Allowance to Offset Monthly Activity Fees green x mark green x mark Green check mark
*Transaction Items include all debits and credits. 
Ozark Bank’s Totally FREE Business Checking Account is a great choice for many local businesses in Southwest Missouri to enjoy the benefits of business banking without the costs. With no hidden fees, 2,500 FREE monthly transaction items allowed and no minimum balance or monthly service charge, we mean it when we say that this checking account is “Totally FREE!"

So, whether you are growing your small business or just starting out, look no further than Ozark Bank for the best business bank account around. Once you have set up your Totally FREE Business Checking Account with one of our local bankers, we encourage you to enroll in our free Online Banking Service by clicking "Login" at the top-right corner of our website and choosing the "Enroll" option to get started today!

Totally FREE Business Checking Features
  • FREE Online Banking and Bill Pay
  • FREE Ozark Bank Debit Card
  • FREE Return of Check Images
  • 2,500 FREE monthly transaction items* ($0.25 per item for transactions over 2,500)
  • Only $40 deposit to open 
  • No minimum balance
  • No monthly service charge
  • Easy-to-balance monthly statement
  • 24-hour Telephone Banking 
*Transaction items include all debits and credits.

Have questions? Check out our Totally Free Business Checking FAQ's , or contact our business banking team today!



The Ozarks region is home to many businesses with products and services that are in great demand. Retail shops, farm and home supplies, grocery stores, and restaurants are just a few of the many businesses that utilize the Ozark Bank Commercial Checking Account to meet the needs of their complex, day-to-day activities. With the added convenience of our Online Banking capabilities, businesses can also utilize quick, on-demand monitoring of their monthly expenses and financial transactions occurring in their commercial bank account.

Stop by and visit with a personal banker at any of our four locations in Ozark and Nixa to set up your business checking account. If you have already set up your account and would like to take advantage of our Online Banking platform, please click the "Login" button at the top-right corner of our website, then select "Enroll" to get started today!

Commercial Business Checking Features
  • FREE Online Banking and Bill Pay
  • FREE Ozark Bank Debit Card
  • FREE Return of Check Images
  • Only $40 deposit required to open
  • Easy-to-balance monthly statement
  • 24-hour Telephone Banking
  • Account service charge is based on monthly analysis of activity. Earnings allowance based on collected balances may be used to offset activity and maintenance charges. *
The heart and soul of the region's business community are retail and service stores!
*Indexed to the 91-day T-Bill rate
 
This Ozark Bank Business Interest Checking Account delivers an interest-bearing feature that is perfect for many sole proprietorships and not-for-profits in the Ozarks. Our Business Interest Checking includes an abundance of unique business finance features designed by the professional banking team at Ozark Bank which includes the ability to monitor your checking account status online via our Online Banking platform. Enjoy simple business cash and financial management options by opening a Business Interest Checking Account today!

To get started, visit with a personal banker at one of the four locations in Ozark and Nixa to see if this account is the right fit for your business or organization.

Business Interest-Checking Features
  • FREE Online Banking AND Bill Pay services
  • FREE Ozark Bank Debit Card
  • FREE Return of Check Images
  • Only $40 deposit required to open
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest rate if the balance falls below $1,500.
  • Only $6 monthly service charge if the minimum balance falls below $1,500
  • Easy-to-balance monthly statement
  • 24-hour Telephone Banking
  • 1,000 FREE monthly transaction items* ($0.25 per item for transactions over 1,000)
*Transaction items include all debits and credits.