At Ozark Bank, we believe personal relationships are created over time by the relationships we build with each of our customers. The term “personal banker” is more than just a phrase to us. At Ozark Bank, having a ‘personal banker’ means you’ll always be in contact with an individual who has a deep commitment to your personal financial needs. With a multitude of personal banking services like Savings accounts, high-interest Money Market accounts, Certificates of Deposit, Individual Retirement Accounts and Health Savings, our account options are designed to support your financial needs and goals.
Ozark Bank is also happy to offer even more ways to meet your current and future personal banking needs online and from the comfort of your own home. Visit the links and pages below to easily open a bank account online from your desktop or mobile device. For additional assistance or information, please reach out to any of our Ozark Bank locations in Ozark or Nixa, MO.
E-Secure Checking Account
Enjoy no minimum account balances and more with Ozark Bank’s flexible, E-Secure Checking Account. Open an account online instantly today.
The E-Secure Checking Account is one of the most popular choices amongst individuals and families. With over nine unique features including identity theft protection, the E-Secure Checking Account is the best option for keeping your finances secure at all times.
The E-Secure Account only requires a $40 deposit to open and no minimum balance is required after account opening. As with all Ozark Bank products and services, you’ll also get access to free, unlimited Online and Mobile Banking benefits including Mobile Check Deposit and Online Bill Pay. For our customers over 60 years of age, you could be eligible for even more features under the E-Secure Checking Account.
For more information on or assistance in opening an E-Secure Account, please call or visit any Ozark Bank location in Ozark or Nixa, MO. If you are ready to open your bank account online today, we invite you to click on the green “Open An E-Secure Checking Account Today” button toward the bottom of this page. We also offer an interest-bearing checking account option with our I-Secure Account.
- Only $40 required for your opening deposit
- No Minimum Balance
- Free debit card
- Free savings account option (including automatic transfer, overdraft coverage, and no per-transfer fees)
- Unlimited check writing
- Online and Mobile Banking capabilities
- Online Bill Pay and Mobile Check Deposit
- Free use of Shazam® Privileged Status ATMs
- IDProtect® - identity theft protection service and cell phone protection
- Free eStatements ($3.00 per month option for paper statements also available)
The E-Secure checking account has a $5.95 service charge per statement cycle. This charge is reduced to $2.95 per statement cycle with 15 or more swipe transactions on your debit card.
I-Secure Checking
Peace of mind with your financial security is priceless, earning interest on your finances is even better. Open an I-Secure Checking Account with Ozark Bank online or in-person today.
The I-Secure Checking Account is an interest-bearing account and a great choice for many looking to grow their funds over time with the added protection of Identity Theft Monitoring. As with our other great checking account options, the I-Secure Account only requires a deposit of $40 to open. With an account balance of $1500 or more, higher-interest-earning tiers are available to help encourage and maximize your financial growth.
In addition, I-Secure Checking Account holders can enjoy the convenience of all of our Online and Mobile Banking features, a free Debit Card, Identity Theft Protection, and much more. Customers over 60 years of age also have access to extra benefits with an I-Secure Account. If you’re ready to start earning, speak to one of our bankers at any of our four local branches today to kick-start your finances with an I-Secure Checking Account. We’ll be happy to walk you through our account options to determine if the I-Secure Account is the best option for you.
Ready to open an I-Secure Account now? Click on the green “Open An I-Secure Checking Account Today” button at the bottom of this page to get started.
- Only $40 required for opening deposit
- Grow your savings based on tiered interest rates
- Cell phone protection and IDProtect® - our identity theft protection service
- Free Debit Card
- Free Online Bill Pay and Mobile Check Deposit
- Access to our convenient Online Banking and Mobile Banking platforms
- Unlimited, free check writing
- Free Shazam® Privileged Status ATMs
- Free eStatements or $3.00 per month paper statements
There is a $7.95 service charge per statement cycle. This charge is reduced to $0.00 per statement cycle by maintaining a $5,000 minimum daily balance or a $7,500 average daily balance.
Show-Me Checking Account
Ozark Bank’s checking account options make it easy for you to get the most out of your money. Looking for rewards checking? Look no further than Show-Me, our very own free checking account that rewards you with high interest.
Show-Me Checking
- Only $40 required for your opening deposit
- Earn 3.00% annual percentage yield (APY) on balances up to $100,000 **.
- No Minimum Balance
- Free eStatement or $3.00 per month for paper statement
- Free Debit Card
- Free unlimited Online Bill Pay and Online Banking
- Free Mobile Banking with Mobile Check Deposit
- Unlimited check writing
- Free Shazam® Privileged Status ATMs
- Added benefits for customers who are 60+
- Monthly statement cycle account activity to receive 3.00% APY:
- At least one ACH direct deposit or payment (must post and clear)
- Minimum of 12 debit card transactions per statement cycle.
- If the account doesn't meet the requirements for rewards, it is still free and earns a competitive rate on the full balance. **Balances over $100,000 earn a competitive annual percentage yield (APY)