Comparative Report of Condition
| Assets | 12/31/2024 | 12/31/2023 |
|---|---|---|
| Cash and Due From Banks | 43,224,000 | 32,820,000 |
| Securities | 79,312,000 | 96,548,000 |
| Federal Funds Sold | 0 | 0 |
| Loans & Leases Held for Sale | 0 | 0 |
| Loans | 252,851,000 | 236,827,000 |
| Less: Reserves on Loans | (2,929,000) | (2,975,000) |
| Net Loans | 249,922,000 | 233,852,000 |
| Bank Premises/Equipment | 2,658,000 | 2,699,000 |
| Other Assets | 8,358,000 | 7,916,000 |
| Total Assets | 383,474,000 | 373,835,000 |
| Liabilities | 12/31/2024 | 12/31/2023 |
|---|---|---|
| Deposits | 355,947,000 | 349,956,000 |
| Federal Funds Purchased | 0 | 0 |
| Securities Sold Under Agreements to Repurchase | 0 | 0 |
| FHLB Advances | 2,100,000 | 0 |
| Other Liabilities | 1,682,000 | 1,336,000 |
| Total Liabilities | 359,729,000 | 351,292,000 |
| Stockholder's Equity | 12/31/2024 | 12/31/2023 |
|---|---|---|
| Capital Stock | 500,000 | 500,000 |
| Surplus | 1,500,000 | 1,500,000 |
| Undivided Profits | 28,300,000 | 27,368,000 |
| Net Unrealized Gains (Losses), Available for Sale Securities | (6,555,000) | (6,825,000) |
| Total Stockholder's Equity | 23,745,000 | 22,543,000 |
| Total Liabilities & Stockholder's Equity | 383,474,000 | 373,835,000 |