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Certificate of Deposit

Certificate of Deposit options are available at each of our four branch locations in Ozark and Nixa, MO


One of the many advantages of a Certificate of Deposit at Ozark Bank is a guaranteed return on your investment. With a Certificate of Deposit (or “CD”), you will choose the initial amount you wish to invest and the length of time to invest – with terms available from 90 days to 60 months. The CD is a great way to safely invest your money for the future ahead. Whatever your future holds, let Ozark Bank help get you there.

Stop by any Ozark Bank location to learn more, or quickly and easily open your new CD account online today by clicking  "Open Now" below. 
 
 
Certificate of Deposit: Account Features

        • Competitive, fixed rate for a term that YOU choose - Contact us for Rates
        • Term options ranging from 90 days to 60 months
        • Early withdrawal penalties may apply
        • $1,000 minimum deposit to open



Ozark Bank Certificate of Deposit FAQ's

Ozark Bank offers competitive CD interest rates. The rate you earn is dependent on the term. For specific current rates, you can contact one of Ozark Bank’s local branches in Ozark or Nixa, MO. 
A Certificate of Deposit (CD) at Ozark Bank provides a competitive, guaranteed return on your money after depositing it for a specific time that YOU choose. The value of the investment depends on your individual financial goals and risk tolerance. And as a local, community bank, an investment with Ozark Bank is an investment in your community!
CDs offer fixed interest rates for a specific term, while Money Market Accounts may have variable rates and offer more liquidity. The choice between the two depends on individual preferences, financial goals, and the need for liquidity.
One disadvantage of a CD is that early withdrawal penalties can apply if you withdraw your money before the maturity date. Talk to a banker about your options.
A minimum deposit of $1,000 is required to open a Certificate of Deposit at Ozark Bank.
Ozark Bank offers term options for CDs ranging from 90 days to 60 months. You choose the term that makes the most sense for you!
You can open your new CD bank account online using the “Open Now” link provided, visit any Ozark Bank location to learn more or Contact Us for more information about current rates and promos.