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Overdraft

Ozark Bank Overdraft Protection Plan

Overdrafts are rarely a planned occurrence, but in the event an overdraft happens due to circumstances, we can help defend you from having your items returned unpaid! Introducing Overdraft Defender, a privilege for our checking account clients! Call and visit one of the four Ozark Bank locations in Ozark and Nixa for help and support.

Overdraft Defenders
  • No charge* for service unless you use it
  • Overdraft Defender privileges may be granted on all checking accounts in good standing
  • Can be used for:
    • Checks and other debits cashed at teller windows
    • Debit card transactions
    • Automatic loan payments
    • Checks issued to a third-party
    • ATM Withdrawals
$31 service charge for use per item paid transaction. You may be able to access your overdraft checking limit through an ACH, check or automatic payment. In addition, if you select the accept option on the debit card authorization, you may be able to access your overdraft checking limit through an ATM or debit card purchase.